Retirement Planning Services and 401k Plans

Helping our community become more retirement ready

  • Employee Education and Participation

    Nothing goes further toward your employees’ “retirement readiness” than fostering their participation in the plan. Here’s how we work to achieve it:


    • Gap analysis: Where you are vs. where you want to be
    • Group and individual participant education meetings
    • Asset allocation and investment guidance from experienced 401k advisors
    • Personal retirement planning strategies
    • Exit and rollover facilitation
  • Fiduciary Risk Management

    No one wants to think about things like “fiduciary risk” and “regulatory compliance.” That’s why we help coordinate the details for you. Among the services we provide:


    • Help with “regulator readiness”
    • Investment committee structure, fiduciary record keeping, formal meeting and process management, including minutes and follow-up
    • Investment consulting, reporting and due diligence
    • Identify conflicts of interest in investment line-up
    • Vendor contract review, oversight and management assistance
    • Plan design assistance and plan document review
    • Mergers & acquisitions plan level services
  • Investment Management

    With reliable advice, we help you sort through the thousands of investment options to choose the right mix for your 401k or other retirement plan. We provide:


    • Investment Policy Statement design assistance
    • Our proprietary investment option SCORE system
    • “Dig Deep” quantitative and qualitative analysis
    • Market benchmarking
    • In-house quarterly investment option monitoring
  • Plan Efficiency

    We know costs are of primary concern to employers so we seek efficiencies to help ensure more of your retirement plan assets remain invested, rather than going to pay expenses. We offer:


    • Benchmarking of plans, costs, transparency and services
    • Annual fee transparency report to uncover hidden, excessive, non-competitive fees
    • Annual administrative review
    • Provider contract review assistance
    • Liaison for vendor oversight and management assistance
    • Careful vendor selection assistance and fee negotiation
    • Conversion services

Remember…. If our services don’t deliver overall plan results that exceed our fee, then you should fire us. Simple as that.


Sound like something we should talk about?


Contact us and let’s have coffee.


We look at the bigger picture, thinking of our clients’ futures from multiple points of view.


Our clients trust us because we always give it to them straight – and we always welcome straight talk back.


Other firms offer similar packages, services, options and funds, but the person you work with – how they handle themselves, the way they show they care – makes a difference.


When you call, we do

our best to quickly resolve any

issue or question you have. You won’t get caught up in some automated customer service system or process loop – you’ll get someone ready and

able to help.

5441 SW Macadam Ave. Ste 301

Portland, OR 97239

Tel: 503-248-0561

Toll Free: 877-248-0561



Impact Benefits & Retirement © 2017. All Rights Reserved.



Advisory services offered through LPL Financial, member FINRA/SIPC and a registered investment advisor. Investment advice may also be offered through Financial Advocates Advisory Services, a registered investment advisor, DBA Impact Benefits & Retirement and a separate entity from LPL Financial.

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