Group Insurance

Reliable Service in Portland and Throughout Oregon and SW Washington


If we don’t help you manage employee health insurance and benefits costs while continuing to provide for the welfare of your employees then you should fire us. Simple as that.


You can expect excellent support from us with:


  • Employee Benefits and Group Insurance

    We’re unaffiliated with any one group insurance company, so our health insurance agents and advisors can give guidance for your employee benefits plans. These products always look the same so how are we different? It’s how we put them together that has the potential to change your results. We recommend a dynamic mix of products from a reputable group of insurance companies to address your objectives.


    • Dental, Vision, and Medical Insurance
    • Long-term, Short-term and Key Employee Disability Insurance
    • Life Insurance
    • Long Term Care
    • HSA, HRA and FSA Programs
    • Individual Voluntary and Supplemental Insurance
    • Employee Wellness
    • Parking and Transportation Accounts


  • Cost Efficiency

    We understand how group insurance benefits impact the bottom line and we work diligently to help you reduce costs while still providing an attractive package.


    • Effective negotiations to help ensure affordable pricing
    • Regular review and evaluation of your entire benefits package based on long-term and short-term goals
    • Creative plan strategies to address  your benefits goals and budget
    • Competitive market analyses
    • A range of options
    • Progressive approaches to employer funding alternatives and employee contribution strategies


  • Reliable Service

    We are your one-call resource for employee benefits and health plan questions you or your employees might have.

    We will:


    • Answer employee questions and provide ongoing assistance to individual participants
    • Advocate for you and your employees
    • Coordinate individual claims resolution
    • Initiate the renewal process  prior to renewal date
    • Set plan-year schedule for periodic reviews
    • Provide signature-ready forms and documents


  • Hassle-free Program Management

    Who likes paperwork? We do. We help coordinate the compliance and administrative details so you can focus on your job:


    • We coordinate language assistance materials
    • We coordinate and conduct enrollment meetings
    • We coordinate enrollment and benefit materials
    • We coordinate FSA, HRA and HSA administration

Sound like the sort of help you could use? Contact us and let’s have coffee.


We look at the bigger picture, thinking of our clients’ futures from multiple points of view.


Our clients trust us because we always give it to them straight – and we always welcome straight talk back.


Other firms offer similar packages, services, options and funds, but the person you work with – how they handle themselves, the way they show they care – makes a difference.


When you call, we do

our best to quickly resolve any

issue or question you have. You won’t get caught up in some automated customer service system or process loop – you’ll get someone ready and

able to help.

5441 SW Macadam Ave. Ste 301

Portland, OR 97239

Tel: 503-248-0561

Toll Free: 877-248-0561



Impact Benefits & Retirement © 2017. All Rights Reserved.



Advisory services offered through LPL Financial, member FINRA/SIPC and a registered investment advisor. Investment advice may also be offered through Financial Advocates Advisory Services, a registered investment advisor, DBA Impact Benefits & Retirement and a separate entity from LPL Financial.

Website design and hosting provided by WolfPk.